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Ȩ > > ݱ
  ٷڵ ļҵ Ͽ 1961 ԵǾ
  ׷, 帣鼭 ߰ Ȯ, ټӱⰣ 뵿 ޺Ͽ ڿԴ δ Ǵ ݸ, ٷڿԴ ϰ
  , κ 系 λθ Կ ϸ ٷڴ ڸ Ұ ݵ ̴ ϴ ʰ Ϻ
  , ٰȭ ڳ θξ ϴ , OECD ȸ ߿ ӵ α ȭǰ , ٷڵ Ĵå
  ̿ 翡 ϸ鼭 ÿ ٷ ޱ ȣ ֵ ϸ鼭 ļҵ ̶ ϱ Ͽ
  ٸ, 帶 ٸ ٷڵ ȣ ٸ Ƿ ġŰ鼭 Ͽ 簡 ϴ ֵ
  ٷڵ ļҵ Ͽ 1961 ԵǾ
  ȭ λ빫
- 3 ӱ ϴ Ͽ , ӱ, ӱũ ֱ ް ִ λ ϴ ϴ.
  繫
- ڴ δ ϹǷ ޿ δ ȭ ְ, ݰ 뿡 繫 ϰ Ӹ ƴ϶, ä Ͽ 繫 ų ִ.
DB : ä, ֽ, , ׺ پ ǰ ڰ ϰ ν ͷ Ͽ δ ȭ
DC : δݿ Ͽ ޿߰ ѵ պ ޾ μ Ͽ ִ.
2010⸻ Ŀ ޿ ߿ ݿ պ ִ ϰ
- μ Կ ǥ - (Win-Win Agenda) ִ.
- ӱλ Ϲ ظ ̵ 'Win-Lose Agenda', ڰ δؾ ޿ ޹ 簡 ִ ϴ 'Win-Win Agenda' ̴.
  üҿ
- ޿ ܺ ν üҿ Ρå ؼ ־ Ȱ ȴ.
Ȯ
(Defined Contribution)
Ȯ
(Defined Benefit)

- 簡 δ ⿩ Ȯ

- ٷڰ ڱå

- ٷڰ ɿ Ͽ ޿ ( 55 ̻)

- 簡 ޿ ء

- ٷڰ ɿ ޿ ( 55 ̻)

Ȯ (ٷ ӱѾ 12 1̻) ( ͷ, ±޷ )
Ȯ (ӱٷαⰣ 1⿡ Ͽ 30Ϻ ӱ ̻)
δ , ٷ δ , ȸ δ
޺ ݺǰ  ǹ(ä 60%)
δ Ұ (ͷ )
(¸ )
ݼ ʿ ʿ
ȣ( ) ܱټ ټ
ֿ( ) , ߼ұ ,
 
 

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